Know Your Risk
This eight module teacher resource helps students in grade 5 and up to learn about risks in their lives within the context of the role ethics plays in their personal decision-making. Know Your Risk is also essential for educators of life skills, health and at-risk teenagers (published in 2003, 40 pages).
Lessons
Introduction - Lesson format & glossary
- What is Risk? - Groups rank the risk levels of five different risk situations.
- Taking Risks - Groups determine the external influences that affect their risk-taking.
- The Fear Factor - Groups determine how to respond to controllable and uncontrollable risk situations.
- Protect Yourself - Groups list the risk factors and protective factors in risk situations.
- Responsible Risks - Groups complete a risk scenario to show the most responsible actions.
- The Risks of Loss - Groups discuss a "loss" scenario to decide how the loss should be compensated.
- Manage Your Risk - Groups apply risk management strategies to identify risk situations at school.
- Risk Skills - Groups play a game where teams answer questions about risk scenarios
Risk Responsibility Reality
Risk Responsibility Reality is a classroom resource and DVD that allows teachers of law, family studies and life skills to introduce their students to concepts and strategies that support the curriculum outcomes across Canada. The DVD also provides points for lively discussions and debates about personal responsibility, liability and ethical behaviour. Risk Responsibility Reality takes the form of three humorous vignettes (short videos) that demonstrate three situations in which students might commonly find themselves. Review the resource or lessons by subject area (available in PDF), watch the videos, and access additional resources and activities. Download lessons and videos by clicking the links in the table, or fill in the online order form to receive a free Risk Responsibility Reality resource with DVD.
Lessons
Risk Responsibility Reality - Addendums and Glossary
Glossary of Terms - Legal and Insurance Terms
Appendix A - Excerpts from a Tenants' Basic Form Guide
Appendix B - Excerpts from a Homeowners' Basic Form Guide
Appendix C - Guide to Personal Liability Coverage
Appendix D - Automobile Insurance in Canada
You're IN Business
You're IN Business is an educational resource created for Canadian teachers and students that transfers real-world knowledge of the insurance industry directly into the business studies classroom. It is designed to share knowledge of the insurance industry, including its core values, the importance of insurance products and services to business and the business of insurance.
Lessons
- Introduction
- Lesson #1: What is Insurance? - The levels of risk, numbers and probability and compensation.
- Lesson #2: Start Your Business - Insurance business models
- Lesson #3: Running the Numbers - Your business costs, income, profits and finances
- Lesson #4: Going to Market - Four Ps of marketing: product, price, place and promotion
- Lesson #5: Your People - Employee & employer conduct, code of ethics regarding corporate and electronic communications
- Lesson #6: What If? - Types of risk, calculating loss and a case study of a loss
- Lesson #7: What is Liability? - Liability scenarios, types of liability and liability insurance
You're IN Business Answer Key
What is Insurance?
The ‘What is Insurance?' Lessons offer activities that teach students to make appropriate choices when the time comes for them to investigate property and casualty insurance. Each lesson includes teacher's notes, a student activity sheet and, where appropriate, an information sheet. These compact little lessons work alone or in tandem, making it easy for teachers to teach about insurance principles such as risk avoidance and control, responsibility and liability, loss prevention and compensation.
Lessons
Insurance Is Risk Management (PDF)
Insurance is Recovery (PDF)
Insurance is Loss Prevention (PDF)
Insurance is Safety (PDF)
Insurance is Shared Responsibility (PDF)
Insurance is Peace of Mind (PDF)