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Actuary
analytical, good with
computers,loves math
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- Apply math and calculate premiums
- Assess insurance company's claims and reserves
- Analyze insurance rates for cars, homes, businesses
and belongings
- Forecast potential impact of catastrophes
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Appraiser
assists people to restore
or replace what they've lost
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- Inspect insured personal property when a claim
has been made
- Estimate repairs or replacement costs and report to
loss adjuster
- Help policy holders through a difficult time and ensure
their house, car or property is repaired or replaced
to the state it was before the loss
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Broker/ Agent
people person and agreat communicator
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- Help consumers choose the right insurance coverage to
protect their cars, homes, businesses and belongings
- Assess risks and help protect clients from potential
loss
- Manage all aspects of the insurance transaction
- Service the portfolios of existing and new clients
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Claims Investigator
helps people intime of need
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- Examine statements of loss to determine authenticity,
validity and prevention of fraud
- Coordinate required services such as approved
mechanic to repair a vehicle
- Investigate defective products that may cause injury or
damage, or events for which liability may exist
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Loss Adjuster
part private investigator
and part therapist
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- Help those suffering from a loss receive entitled
compensation and assistance to return to where
they were before the loss occurred
- Investigate insurance claims due to losses such as fires
and car accidents
- Arrange interim solutions (car rental, medical treatment
as necessary
- Make recommendations regarding payment of benefits
and negotiate payment and settlement
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Loss Control Specialist
spots trouble before
it happens
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- Inspect and identify potential risks related to fire,
crime, liability or accidents
- Make recommendations to reduce the frequency and
severity of losses
- Understand large commercial and manufacturing risks
where there are complex processes and many
exposures to loss
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Marketing
Representative
promoter, presenter,
partner
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- Promote products and services for an insurance
company
- Manage the relationship with it's sales force
independent brokers and agents
- Create marketing strategies, conduct market research,
develop brand positioning and promotional materials
to develop and deliver products and services to meet
customer needs
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Risk Manager
strategist and planner
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- Protect the assets of organizations - as an employee
or consultant
- Identify potential risk exposures that may cause
accident or loss
- Recommend and implement preventative measures to
minimize costs and damage should a loss occur
(such as disaster recovery plans, emergency
evacuations and purchasing insurance)
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Underwriter
relationship developer
and decision maker
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- Assess the insurance needs of people and
organizations (as diverse as malls, manufacturers,
governments)
- Examine every facet of an organization's operation
and it's request for insurance
- Accept and reject risk on behalf of insurance
companies, decide what they should cover and how
much to charge
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