www.insuranceinstitute.ca CIP Program Handbook, 2019 –2020 2 CIP Honours Certificate 20

4 RISK RESPONSIBILITY REALITY RISK RESPONSIBILITY REALITY 5 GLOSSARY Frequently Used Terms GLOSSARY Frequently Used Terms Agreement: Where two or more persons come to a mutual understanding with respect to their rights and duties. Appraise: To set and state in writing the true value of property. Bad Faith: Design to deceive or mislead another.Conscious wrongdoing.

A Demographic Analysis–Part II: Recruitment and Retention Issues In the P & C Insurance Industry In Canada Full Report 18 King Street East 6th Floor Toronto, Ontario M5C 1C4 Tel: 416-362-8586 Toll free: 1-866-362-8585 Fax: 416-362-4239

Career Connections Report Card • 2016 - 2017 2016 7,700+ 100+ 10,000+ 85,000+ 190,000 130,000 2,200+ 1,500+ 70+ 50+ 349 Secondary and elementary students attended a classroom presentation on

Meet the Membership This is the second article in a series of articles to introduce you to some of the companies who support and make up the membership in our Kawartha/Durham Chapter.

André Fredette, BA, FCIP President, Insurance Institute of Ontario The Institute is a dynamic organization whose fortunes are tightly linked to the issues faced by the insurance industry.

3 | P a g e Denise Roche, CAIB, CIP,CRM IINL Academic Director & Council Member My name is Denise Roche and this is my 2nd year serving as a board member for IINL. I am quite involved with our local institute in St. John’s, NL.

The Capital News FALL 2014 the insurAnce institute oF ontArio—ottAwA chApter e-VoLuMe 2, nuMBer 13 From the “Chair” Corinne McIntosh, CIP, CRM

Learning for the real world. Rewarding. IN Ontario For Members of the Insurance Institute of Ontario Insurance Institute of Ontario 18 King Street East, 16th ˜oor

Winter 2016 CIP Classes IINL is offering the following CIP classes starting January 11, 2016: C 12 Insurance on Property Bob Byrne, B.Comm, CIP, CD – Combo Class